U.S. Government News

Small Business Insurance Policies: EX-IM Bank Reduces Premiums on Small Business Insurance Policies

Wed, 08 Oct 2008 12:54:09 PST

U.S. small businesses now receive a 15 percent premium rate reduction on two types of Export-Import Bank of the United States (Ex-Im Bank) export credit insurance: short-term small business multibuyer policies (designated as ENB), and short-term small business environmental multibuyer policies (designated as ENV).

Tips on Finding a Lost or Unclaimed Life Insurance Policy

Tue, 30 Sep 2008 15:40:41 PST

As life insurance awareness month closes, you may have already taken steps to meet your life insurance needs, but what if a policy gets misplaced? Survivors who believe a recently deceased family member or friend may have purchased a life insurance policy without telling anyone, or without having secured the proper documentation, ought to investigate whether such a policy exists, according to the Insurance Information Institute (I.I.I.).

Insurance Tips for College-Aged Adults and Their Parents During Back to School Season

Fri, 26 Sep 2008 10:04:05 PST

As college students head back to school this fall, Commissioner Poizner urges them to do their homework in researching their insurance options.

San Diego-Area Couple Arrested for Insurance Fraud

Fri, 26 Sep 2008 04:50:41 PST

More Than $60,000 in Allegedly Fraudulent Bills Submitted for Personal Property, Lodging and Boarding

Do You Have Financial Dependents? Then Life Insurance Is a Necessity

Tue, 23 Sep 2008 12:11:04 PST

The cost of buying most types of life insurance has either remained stable or dropped over the past decade, according to the Insurance Information Institute (I.I.I.). Yet almost six out of every 10 Americans surveyed recently say they have not purchased coverage as they believe it is too expensive.

Hurricane Ike May Become Fourth Most Expensive Hurricane in U.S. History

Tue, 23 Sep 2008 12:07:49 PST

Hurricane Ike, which made landfall in southeastern Texas on Saturday, September 13, may have caused $9.8 billion in insured damage.

Do You Have Financial Dependents? Then Life Insurance Is a Necessity

Thu, 18 Sep 2008 21:37:57 PST

I.I.I. Provides Tips on What to Take If You Need to Evacuate Your Home

Fri, 12 Sep 2008 10:07:52 PST

Hurricane Ike is headed to Texas. If you live an area where evacuations are expected, now is the time to put your preliminary plans into action. Fuel up the car, get extra cash since power outages may affect automated cash tellers, and decide where you will go and what you need to pack when the time comes to hit the road.

Consumers Can Free Up Income by Reducing Insurance Costs

Wed, 03 Sep 2008 19:50:56 PST

A good place to start is by reviewing homeowners and auto insurance policies, according to the Insurance Information Institute (I.I.I.).

Heading Off to College with an Empty Wallet?

Fri, 29 Aug 2008 07:12:03 PST

Heading off to college during the worst economic times in 30 years means students will be forced to learn some very tough lessons about living on a budget. Now more than ever, students must avoid the temptation to use their credit cards to make up for the lack of cash in their wallets, says the Insurance Information Institute (I.I.I.)

Renting a Car for Labor Day Weekend?

Mon, 25 Aug 2008 06:54:29 PST

With so many people planning to travel over Labor Day weekend, there are likely to be long lines at rental car companies across the country. Properly insuring a rental car can be confusing, frustrating and downright daunting. Unfortunately, many consumers don’t even think about car rental insurance until they get to the counter, which can result in costly mistakes, according to the Insurance Information Institute (I.I.I.).

Audi Q7 earns Top Safety Pick award

Tue, 12 Aug 2008 07:25:06 PST

The 2008 Audi Q7, a large luxury SUV, earns the Insurance Institute for Highway Safety's Top Safety Pick award. Winners afford superior overall crash protection among the vehicles in their class. The Q7's award applies to models built after December 2007.

I.I.I Podcast on Insurance Claim Filing Now Available on iTunes

Mon, 11 Aug 2008 20:54:24 PST

Knowing how the claims process works and understanding your insurance coverage is a key element in disaster planning, according to the Insurance Information Institute (I.I.I.).

Many Americans Still Don’t Understand Homeowners Insurance Doesn’t Cover Flood Damage

Fri, 08 Aug 2008 09:45:26 PST

Despite catastrophes such as Hurricane Katrina and predictions of more frequent and severe hurricanes, nearly one-third of Americans still mistakenly believe that flooding from a hurricane is covered under standard homeowners and renters policies, according to the Insurance Information Institute (I.I.I.).

You are invited! Current Policyholders and Brokers....Don't Miss Out!

Wed, 30 Jul 2008 12:08:39 PST

State Compensation Insurance Fund in the Inland Empire is having a FREE Workers' Comp Education Seminar.

California Announces First Green Homeowners Policy

Fri, 25 Jul 2008 11:33:38 PST

Insurance Commissioner Steve Poizner today joined Fireman’s Fund Insurance Company and the U.S. Green Building Council to announce his approval of the first green homeowners insurance policy in California. Commissioner Poizner applauded Fireman’s Fund for being the first company to offer a green homeowners policy in California, and encouraged other insurers to explore environmentally-friendly options for consumers.

Dolly Reaches Texas – I.I.I. Has Facts and Statistics on Coastal Insurance Market

Thu, 24 Jul 2008 06:35:41 PST

Texas is among the riskiest places in the United States for insurers to operate,” said Dr. Robert Hartwig, an economist and president of the I.I.I. “In fact, Texas and Louisiana were the two states affected in September 2007 when Hurricane Humberto became the only major windstorm to make landfall in the U.S. last year.

Staged Auto Collisions: Insurance Commissioner Poizner Warns Sacramento Drivers to be Alert

Wed, 23 Jul 2008 21:56:21 PST

With summer vacation looming and many Californians traditionally driving more frequently or longer distances, Insurance Commissioner Steve Poizner warned area drivers to be alert for staged auto collisions. In 2007-2008, 14,623 referrals out of 23,734 insurance fraud referrals received by the California Department of Insurance - 61 percent - were for suspected automobile insurance fraud.

Auto Theft Awareness Month: Make Vigilance the Hallmark of Auto Theft Awareness Month

Mon, 21 Jul 2008 12:15:44 PST

About One Million Vehicles are Stolen Annually; Comprehensive Coverage Provides Important Insurance Protection

Toto, We're Not in Kansas Anymore; Summer Is Peak Tornado Season in the Northeast

Fri, 18 Jul 2008 03:08:26 PST

While summer is a time for boating, baseball, backyard barbecues and sun-bathing, it is also the peak season for tornadoes in the Northeast. This year has already been one of the deadliest in a decade and may be on track to set a record for the number of twisters in the U.S.