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Last Updated: Apr 22, 2008 - 10:06:43 AM

                                                                                                                              

MANAGING YOUR MONEY


By ftc.gov


Mar 6, 2004 - 11:31:00 PM


MANAGING YOUR MONEY

Trying to save for a rainy day? Dreaming of buying your own home? No matter what your financial goals are, it's easy to be overwhelmed by all the information out there about managing your money.

A new easy-to-understand package from the Federal Citizen Information Center (FCIC) will help you take charge of your finances and meet your goals. Get started with There's a Lot to Learn About Money from the Federal Reserve System. Learn how to develop a budget and start saving, the advantages of compound interest and how to manage your credit, including loan terms and conditions. Use Credit Matters from American Express and FCIC to learn more about qualifying for a credit card and establishing a good credit history. This helpful guide gives you important features to be aware of when choosing a credit card, such as the Annual Percentage Rate (APR), any grace period, and annual and transaction fees.

An important aspect of managing your money is ensuring that you don't become a victim of identity theft. ID Theft: What's It All About? from the Federal Trade Commission gives you the facts on how identity theft occurs, how to tell if you have been a victim, and what to do if your identity has been stolen. This guide offers useful tips on how to minimize your risk. Protect your personal information by placing passwords on credit card and bank accounts, limit use of your social security number, and safeguard information on your computer.

Learn more with the “Managing Your Money” package. This package costs $3.00. There are three easy ways to get your publications:

  • Call toll-free 1 (888) 8 PUEBLO . That's 1 (888) 878-3256 , weekdays 8 a.m. to 8 p.m. Eastern Time and ask for the “ Managing Your Money ” package. Have your credit card handy.
  • Send your name, address, and a check or money order for $3.00 to Managing Your Money, Pueblo, Colorado 81009 .
  • Visit www.pueblo.gsa.gov to print out these and hundreds of other federal publications for free.

Get even more information and take advantage of federal online resources at http://firstgov.gov/ —your official front door to federal and state government

 



 

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