Credit Cards | Credit Reports | Credit Ratings FDIC: Protecting Your Finances If a Disaster Strikes: Are You Prepared? Are your most important possessions insured and your financial documents protected from ruin? And if you had only a few moments to evacuate your home and could not return for several days or even weeks, would you have access to cash, banking services and the personal identification you need to conduct your day-to-day financial life? Sep 7, 2011 - 10:33:07 AM
Announcements Money Smart for Young Adults:FDIC Looking for Financial Educato The FDIC is in the early phases of a research study to evaluate the
Money Smart for Young Adultscurriculum. This study will assess how the curriculum impacts participants' financial knowledge and behavior. We are looking for financial educators who plan to teach part or all of the curriculum sometime in the coming months and are willing to distribute a short assessment quiz to students before the start of the first class that uses Money Smart for Young Adults. Sep 6, 2011 - 12:58:19 PM
Announcements Loan Modification Scam: California Files Lawsuit Brown filed the $60 million lawsuit against US Loan Auditors, My US Legal Services, and five individuals, including two attorneys, who operate a fraudulent mortgage audit scheme that preys on desperate homeowners anxious to save their homes. Oct 7, 2010 - 2:50:37 AM
Credit Cards | Credit Reports | Credit Ratings What If Your Bank Fails? First, Stay Calm "While news that your bank has failed can be scary, federal law makes it clear that deposits within the federal insurance limits are completely safe," said Janet Kincaid, an FDIC Regional Ombudsman. "In addition, the FDIC works diligently - even before the bank is closed - to ensure that the event goes smoothly." Sep 9, 2010 - 2:30:01 AM
Credit Cards | Credit Reports | Credit Ratings Credit Card Interest Rate Scams: FTC Warns Consumers In a new consumer alert, CreditCard Interest Rate Reduction Scams, the FTC says consumers have just as much clout with their credit card issuers as these companies do. It urges consumers to avoid paying middlemen, and negotiate directly with the credit card companies. Apr 23, 2010 - 12:44:07 PM
Customers of a telecommunications firm received an e-mail recently explaining a problem with their latest order. They were asked to go to the company website, via a link in the e-mail, to provide personal information-like their birthdates and Social Security numbers. But both the e-mail and the website were bogus.
Announcements The Cousins Are Back and They're Filing Online for Social Security Benefits Michael J. Astrue, Commissioner of Social Security, and Patty Duke, Academy Award, Golden Globe and Emmy winning actress, today unveiled Social Security’s new online retirement application and launched the agency’s Retire Online campaign. Jan 8, 2009 - 11:58:36 AM
Announcements 2008 Direct Loan School Guide The Direct Loan School Guide is being reorganized and updated to reflect the regulatory requirements and electronic processes for the 2008-2009 award year. May 22, 2008 - 9:45:46 PM
Credit Cards | Credit Reports | Credit Ratings Credit Repair: FTC Charges Credit Repair Business with Violations A home-buying consulting business that offers credit repair and home-buying consulting services has agreed to settle with the Federal Trade Commission for alleged federal law violations, including illegally charging an advance fee for credit repair and falsely claiming that they can remove negative information from consumers’ credit reports, even if the information is accurate and timely. At the Commission’s request, the U.S. Department of Justice (DOJ) filed the FTC’s complaint and proposed settlement in federal court May 22, 2008 - 8:33:51 AM
Credit and Money Management Money Smart for Young Adults The FDIC’s Money Smart for Young Adults curriculum helps youth ages 12-20 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions. Equipping young people in their formative years with the basics of financial education can give them the knowledge, skills, and confidence they need to manage their finances once they enter the real world. Apr 15, 2008 - 8:11:51 AM
Announcements Standard & Poor’s Boycott: Chiang Calls for State and Local Governments to Consider Standard & Poor's Boycott As an option, we ought to consider boycotting Standard & Poor's until they constructively engage California and national municipal issuers on credit rating reform. The costs passed on from the current rating system to states, local governments and, ultimately, taxpayers across thecountry, are serious enough to consider not paying for the ratings unless municipal bonds are judged on an even playing field Apr 8, 2008 - 6:54:11 AM
Announcements Federal Government Announces Stimulus Tax Payments for 2008 The U.S. Federal Government has announced economic stimulus payments for 2008. Even if you are not otherwise required to file a U.S. Income Tax Return, you may still be entitled to an economic stimulus payment from the U.S. Federal Government. Mar 10, 2008 - 12:07:46 PM
